:root{--ink:#10203a;--navy:#002559;--gold:#b98633;--gold2:#e0b866;--paper:#ffffff;--line:#e5e9ef;--mute:#5d6774;--chase:#1d7a48;--maybe:#b67d12;--floor:#2a62a6;--skip:#7d8793;--warn:#9a2d24;--warn-bg:#fbeceb}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 "Source Serif 4",Georgia,serif;color:var(--ink);background:var(--paper)}
h1,h2,.flogo,.logo span{font-family:"Libre Caslon Text",Georgia,serif}h1{font-size:clamp(32px,6vw,58px);line-height:1.08;margin:.2em 0 .4em;letter-spacing:-.01em}h2{font-size:clamp(26px,4vw,38px);line-height:1.15;margin:.2em 0 .8em}h2 em{font-size:.5em;font-family:"Source Serif 4",Georgia,serif;font-style:normal;color:var(--mute);display:block;margin-top:6px}h3{margin:.2em 0 .4em;font-size:18px}
a{color:var(--floor)}.wrap{max-width:1160px;margin:auto;padding:0 22px}
.banner{background:var(--gold2);color:var(--navy);text-align:center;font:600 12px "Source Serif 4",Georgia,serif;letter-spacing:.12em;padding:6px}
header{background:var(--navy);position:sticky;top:0;z-index:9}.hd{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;flex-wrap:wrap}
.logo{display:flex;gap:10px;align-items:center;color:#fff;text-decoration:none;font-size:19px}.logo small{display:block;font:400 11px "Source Serif 4",Georgia,serif;color:#9fb0c4;letter-spacing:.04em}
.mark{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font:700 13px "Source Serif 4",Georgia,serif!important;width:36px;height:36px;border-radius:8px;display:grid;place-items:center}
.burger{color:#fff;font-size:24px;cursor:pointer}nav{display:none;width:100%;flex-direction:column;padding-top:10px}#mt:checked~nav{display:flex}
nav a{color:#cfd9e5;text-decoration:none;padding:8px 0;font-size:15px}nav a.on{color:var(--gold2)}
@media(min-width:900px){.burger{display:none}nav{display:flex!important;flex-direction:row;width:auto;padding:0;gap:26px}nav a.on{box-shadow:inset 0 -2px var(--gold)}}
.eyebrow{font:600 12px "Source Serif 4",Georgia,serif;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.hero{background:radial-gradient(1200px 500px at 80% 0,#1d3350,var(--navy));color:#fff;padding:56px 0 64px;overflow:hidden}.hero.sm{padding:48px 0}.hero .lead{color:#c9d4e1}
.lead{font-size:clamp(17px,2.2vw,20px);max-width:640px}.hg{display:grid;gap:40px}@media(min-width:960px){.hg{grid-template-columns:1.15fr 1fr;align-items:center}}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-block;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);padding:13px 24px;border-radius:999px;font:600 15px "Source Serif 4",Georgia,serif;text-decoration:none;border:0;transition:transform .2s,box-shadow .2s}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px #b9863344}
.btn.ghost{background:none;color:#fff;box-shadow:inset 0 0 0 1.5px #ffffff66}button.btn{opacity:.55;cursor:not-allowed;transform:none!important}
.stage{position:relative;height:360px;max-width:460px;margin:auto;width:100%}
.tc{position:absolute;width:170px;height:238px;border-radius:12px;padding:9px;background:#f2f5f7;box-shadow:0 24px 50px #0008;animation:fl 6s ease-in-out infinite}
.tci{height:100%;border-radius:7px;padding:12px;display:flex;flex-direction:column;justify-content:space-between;color:#fff;position:relative;overflow:hidden}
.t1{left:4%;top:50px;transform:rotate(-9deg)}.t1 .tci{background:linear-gradient(160deg,#a8382f,#002559)}
.t2{left:33%;top:10px;z-index:2;animation-delay:-2s}.t2 .tci{background:linear-gradient(160deg,#2f6a8f,#173c55)}
.t3{left:60%;top:60px;transform:rotate(8deg);animation-delay:-4s}.t3 .tci{background:linear-gradient(160deg,#bb8733,#00317a)}
@keyframes fl{50%{translate:0 -10px}}
.yr{font:700 13px "Source Serif 4",Georgia,serif;letter-spacing:.1em;opacity:.85}.nm{font:700 24px Fraunces;letter-spacing:.06em}.sb{font-size:11px;opacity:.85}
.sil{position:absolute;inset:50px 30px 70px;border-radius:50% 50% 12px 12px;background:#ffffff22}
.flag{position:absolute;bottom:22px;left:50%;translate:-50%;background:#fff;color:var(--navy);font:600 13px "Source Serif 4",Georgia,serif;padding:8px 16px;border-radius:999px;white-space:nowrap;box-shadow:0 8px 20px #0006;z-index:3}.flag:before{content:"⚑ ";color:var(--warn)}
.illus{position:absolute;top:-6px;right:0;font-size:11px;color:#9fb0c4}
.sec{padding:72px 0}.alt{background:#f4f6f9}.dark{background:var(--navy);color:#dfe7f0}.dark h2{color:#fff}
.g2,.g3,.g4,.fgd{display:grid;gap:20px}@media(min-width:720px){.g2,.g4{grid-template-columns:1fr 1fr}.g3,.fgd{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.fgd{grid-template-columns:repeat(5,1fr)}}
.v,.f,.au,.rt,.mock,.soon{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 1px 2px #0000000a}
.v{transition:transform .25s,box-shadow .25s}.v:hover{transform:translateY(-4px);box-shadow:0 18px 40px #10203a14}
.sub{color:var(--mute);font-size:14px;margin:0 0 12px}dl{display:grid;grid-template-columns:auto 1fr;gap:6px 16px;margin:0}dt{color:var(--mute);font-size:14px}dd{margin:0;font:600 17px Fraunces;text-align:right}
.est{display:inline-block;margin:14px 0 0;font:600 11px "Source Serif 4",Georgia,serif;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);border:1px solid var(--gold2);border-radius:999px;padding:2px 10px}
.also{color:var(--mute);margin-top:24px}.f{padding:20px}.f h3{font-size:16px}.f p{font-size:14px;color:var(--mute);margin:0}
.bd{display:flex;gap:8px;flex-wrap:wrap;margin-top:24px}.b{font:700 12px "Source Serif 4",Georgia,serif;letter-spacing:.08em;padding:6px 12px;border-radius:6px;color:#fff}.b.chase{background:var(--chase)}.b.maybe{background:var(--maybe)}.b.floor{background:var(--floor)}.b.skip{background:var(--skip)}
.tr{border-top:1px solid #ffffff22;padding-top:18px}.tr h3{color:var(--gold2)}.tr p{color:#b9c6d4;font-size:15px}.tr a{color:#fff}
.cta2{display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;align-items:center;background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px}
.flow{list-style:none;padding:0;margin:0 0 48px;display:grid;gap:16px;counter-reset:s}@media(min-width:900px){.flow{grid-template-columns:repeat(3,1fr)}}
.flow li{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;position:relative}.n{font:700 32px Fraunces;color:var(--gold2)}
.rt{border-top:4px solid}.rt.chase{border-top-color:var(--chase)}.rt.maybe{border-top-color:var(--maybe)}.rt.floor{border-top-color:var(--floor)}.rt.skip{border-top-color:var(--skip)}.rt p{font-size:14px;color:var(--mute)}
.note2{margin-top:32px;border-left:4px solid var(--gold);background:#fff;padding:14px 22px;border-radius:0 12px 12px 0}.note2 p{margin:4px 0}
.au{display:flex;gap:20px;align-items:flex-start}.dt{background:var(--navy);color:#fff;border-radius:12px;min-width:72px;text-align:center;padding:10px}.dt span{font:600 12px "Source Serif 4",Georgia,serif;letter-spacing:.12em;color:var(--gold2)}.dt b{display:block;font:700 30px Fraunces}
.tbd{border-style:dashed;background:#ffffff}.ph{font-size:12px;color:var(--mute);margin:8px 0 0}
.sg2{display:grid;gap:36px}@media(min-width:960px){.sg2{grid-template-columns:1.2fr 1fr;align-items:start}}
.mock{position:relative;padding-top:44px;box-shadow:0 30px 60px #10203a1f}.mtag{position:absolute;top:0;left:0;right:0;background:var(--navy);color:var(--gold2);font:600 12px "Source Serif 4",Georgia,serif;letter-spacing:.1em;text-transform:uppercase;padding:8px 18px;border-radius:16px 16px 0 0}
.mh{display:flex;justify-content:space-between;align-items:start;gap:12px}.mflag{background:var(--warn-bg);color:var(--warn);font-size:13px;font-weight:600;padding:6px 12px;border-radius:8px;margin:10px 0 14px;display:inline-block}
.bar{display:inline-block;height:12px;border-radius:6px;background:linear-gradient(90deg,#cfd6df,#e5e9ee);filter:blur(2.5px);vertical-align:middle;min-width:30px}
table{width:100%;border-collapse:collapse;font-size:13px}th{text-align:left;color:var(--mute);font-weight:600;border-bottom:1px solid var(--line);padding:8px 6px}td{padding:10px 6px;border-bottom:1px solid #f4f6f9}
.conf{font-size:11px;font-weight:600;background:#eef1f5;padding:2px 8px;border-radius:999px}
.mrow{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid #f4f6f9;font-size:14px}
.mmax{display:flex;justify-content:space-between;align-items:center;margin:16px 0;background:var(--paper);border:1px dashed var(--gold);padding:12px 16px;border-radius:10px;font-weight:600}.hid{color:var(--gold);font-size:13px}
.mcheck{font-size:14px}.mcheck ul{padding-left:18px}
.ck{list-style:none;padding:0}.ck li{padding:8px 0 8px 30px;position:relative;border-bottom:1px solid var(--line)}.ck li:before{content:"✓";position:absolute;left:0;color:var(--chase);font-weight:700}
.soon{margin-top:24px;border-left:4px solid var(--gold)}
.ab{display:grid;gap:36px}@media(min-width:860px){.ab{grid-template-columns:220px 1fr}}.port{width:200px;height:200px;border-radius:50%;background:linear-gradient(135deg,var(--navy),#2b4a70);color:var(--gold2);display:grid;place-items:center;font:700 56px Fraunces}
.tl{display:grid;gap:14px;margin-top:28px}@media(min-width:720px){.tl{grid-template-columns:repeat(4,1fr)}}.tl div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;font-size:14px}.tl b{display:block;font:700 22px Fraunces;color:var(--gold)}
footer{background:#001a40;color:#9fb0c4;font-size:14px;padding:48px 0 20px}footer strong{color:#fff}footer a{color:var(--gold2)}.flogo{color:#fff;font-size:22px}
.fg{display:grid;gap:30px}@media(min-width:800px){.fg{grid-template-columns:1fr 2fr}}.small{font-size:12px;margin-top:24px;border-top:1px solid #ffffff14;padding-top:16px}
.rv{animation:up .7s ease both}@keyframes up{from{opacity:0;transform:translateY(16px)}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
.works{color:var(--gold2);font-size:15px;max-width:600px;border-left:2px solid var(--gold);padding-left:12px}
.formwrap{background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;overflow:hidden}.cf{border-left-color:var(--chase)}
.navcta{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)!important;padding:8px 16px!important;border-radius:999px;font-weight:600;text-align:center;margin-top:6px}
@media(min-width:900px){.navcta{margin:0}}
.narrow{max-width:820px}.qa{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:4px 22px}.qa summary{cursor:pointer;font:600 17px "Source Serif 4",Georgia,serif;padding:16px 0;list-style:none;display:flex;justify-content:space-between}.qa summary:after{content:"+";color:var(--gold);font-size:22px}.qa[open] summary:after{content:"–"}.qa p{color:var(--mute);margin:0 0 18px}
.draft{display:inline-block;background:var(--warn-bg);color:var(--warn);font:700 12px "Source Serif 4",Georgia,serif;letter-spacing:.1em;text-transform:uppercase;padding:6px 12px;border-radius:6px}
.tlist{display:grid;gap:14px;margin-top:20px}.tm p{color:var(--mute);margin:0}
.nlf{display:flex;gap:8px;flex-wrap:wrap}.nlf input{flex:1;min-width:180px;padding:12px 16px;border-radius:999px;border:1px solid var(--line);font:15px "Source Serif 4",Georgia,serif}footer .nlf input{background:#ffffff10;border-color:#ffffff30;color:#fff}
.fg4{display:grid;gap:28px}@media(min-width:720px){.fg4{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.fg4{grid-template-columns:1.3fr 1fr 1fr 1.5fr}}
footer h4{color:#fff;font:600 13px "Source Serif 4",Georgia,serif;letter-spacing:.1em;text-transform:uppercase;margin:0 0 12px}footer .fg4 a{display:block;margin-bottom:6px;text-decoration:none}.nld{font-size:13px}
.disc{border-top:1px solid #ffffff14;margin-top:28px;padding-top:18px;font-size:13px}
.promo{background:#ffffff;border-bottom:1px solid var(--line);font-size:14px}.pw{display:flex;align-items:center;gap:12px;padding:8px 22px;position:relative}
.pw img{width:48px;height:auto;border-radius:4px;border:1px solid var(--line);flex:none}.pw p{margin:0;flex:1;color:var(--ink);line-height:1.4}
.btn.sm{padding:8px 14px;font-size:13px;white-space:nowrap}.px{background:none;border:0;font-size:22px;line-height:1;color:var(--mute);cursor:pointer;padding:4px 6px}
@media(max-width:640px){.pw{flex-wrap:wrap;padding:8px 40px 10px 16px}.pw img{display:none}.pw p{font-size:13px;flex-basis:100%}.px{position:absolute;top:4px;right:6px}}
.shg{display:grid;gap:36px;align-items:center}@media(min-width:900px){.shg{grid-template-columns:1fr 1.3fr}}
.shimg{margin:0}.shimg img{width:100%;height:auto;border-radius:12px;box-shadow:0 30px 60px #10203a2a;border:1px solid var(--line)}.shimg figcaption{font-size:12px;color:var(--mute);margin-top:8px;text-align:center}
.terms{font-size:14px;color:var(--mute);max-width:460px}
.lg{display:grid;gap:12px}@media(min-width:720px){.lg{grid-template-columns:1fr 1fr}}
.lk{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;text-decoration:none;transition:transform .2s,box-shadow .2s}.lk:hover{transform:translateY(-2px);box-shadow:0 10px 24px #10203a12}.lk b{display:block;color:var(--ink)}.lk span{font-size:14px;color:var(--mute)}
.rc{text-decoration:none;color:var(--ink)}.rc p{color:var(--mute);font-size:15px}.rc span{color:var(--floor);font-weight:600;font-size:14px}
.formula{font:600 18px Fraunces;background:var(--paper);border-left:4px solid var(--gold);padding:12px 16px;border-radius:0 8px 8px 0}
.ck li{font-size:15px}
@media(min-width:900px) and (max-width:1100px){nav{gap:16px!important}nav a{font-size:14px}}
.fk{border-left:4px solid var(--gold);margin-top:28px}
.src{display:block;font-size:12px;color:var(--mute);margin-top:4px}.src a{color:var(--floor)}
.gnote{background:#fff;border-left:4px solid var(--floor);padding:12px 18px;border-radius:0 10px 10px 0;margin:0 0 24px;font-size:15px}
.fkg .v{align-self:start}

.exr{display:inline-block;margin-left:6px;font-size:11px;font-weight:600;color:#8a5a00;background:#f4f6f8;border-radius:6px;padding:1px 6px}
.ticks{padding-left:18px;margin:8px 0}.ticks li{margin:6px 0;font-size:14px}

/* Warnings: one red, used for warning phrases, red flags, caution notes and the SKIP rating */
.warn{color:var(--warn);font-weight:600}h3.warn{color:var(--warn)}.warnbox{background:var(--warn-bg);border-left:4px solid var(--warn)}.gnote{border-left-color:var(--warn)}
ul.rf li:before{content:"⚑";color:var(--warn)}
.b.skip{background:var(--warn)!important;color:#fff}.rt.skip{border-top-color:var(--warn)!important}.rt.skip h3,.rt.skip b{color:var(--warn)}
.lys{margin-top:12px;font-size:14px}

.illu-cards{margin:8px auto 32px;max-width:720px}.illu-cards img{display:block;width:100%;height:auto;border-radius:14px;border:1px solid var(--line);box-shadow:0 10px 30px #0025591f}.illu-cards figcaption{margin-top:8px;font-size:13px;color:var(--mute);text-align:center}

/* pricing tiers */
.tiers{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.tier{background:var(--surf,#fff);border:1px solid var(--line);border-radius:12px;padding:22px;display:flex;flex-direction:column;gap:8px}
.tier.hl{border:2px solid var(--gold2,#b98633)}
.tier h3{margin:0}.tier .tk{font:600 11px "Source Serif 4",Georgia,serif;letter-spacing:.1em;text-transform:uppercase;margin:0;color:var(--mute)}
.tier .tp{font-size:28px;font-weight:700;margin:4px 0}.tier .btn{margin-top:auto;text-align:center}
.tier .btn[disabled]{opacity:1;background:#c9d0da;color:#3d3a35;cursor:not-allowed;border-color:#a5b0c0}
.tier .tn{font-size:12.5px;margin:0}
@media(max-width:1000px){.tiers{grid-template-columns:1fr 1fr}}@media(max-width:620px){.tiers{grid-template-columns:1fr}}
.logo-img{display:block;height:56px;width:auto}